Consumer Foreclosure and Replevin
The residential mortgage foreclosure division of KMKSC handles a large volume of foreclosure proceedings, including conventional loans as well as FHA, VA, FHLMC, FNMA. It is supported by attorneys with broad experience in legal areas so important to efficient mortgage foreclosure work, including bankruptcy, litigation and creditors’ rights law. Whatever the wrinkle that may occur, our firm can resolve it in a timely and cost-effective manner.
We manage our volume caseload requirements while consistently producing a quality work product. This assures that all of our foreclosure files meet mandatory timelines on a routine basis, with minimum costs. Our integrated file methodology and workflow management systems help us identify potential issues early (for example, title problems or probate issues) so that they do not impact the foreclosure process. We continuingly invest in systems and software to enhance the efficiency in our service. We presently employ such applications as Lenstar, Vendorscape, New Invoice, iClear, New Trak, PACER, as well as the Fidelity Interchange Services Network.
KMKSC has longstanding foreclosure clients including Wells Fargo Bank, U.S. Bank, National Default and Servicing Corporation and America’s Servicing Company. We are a member of the American Legal and Financial Network and of the Wisconsin Mortgage Bankers Association.
Communications between our firm, the debtor and our client are important in each case we handle. Our quick response to client requests and our detailed follow up on debtors’ communications help assure high loan recovery rates, and to preserve a client’s relationship with its customer, both during the delinquency and after it has been resolved.
Our foreclosure and replevin services extend to collateral located throughout the State of Wisconsin, including:
- Judicial foreclosure.
- Senior monitors.
- Junior monitors.
- Post-sheriff’s sale evictions.
- Deed in lieu of foreclosure arrangements.
- Title defect curative services.
- Replevin judgments.
- Deficiency judgments.
- Bankruptcy relief from stay motions.
- Adequate protection stipulations.
- Proof of claim filings and defense of objections to claim.
- Chapter 13 Plan review and objections.